We have years of insurance experience helping clients prepare for the unknown. A life insurance policy can help your loved ones when you are no longer here to provide for them. Coverage can be used to help you and your loved pays off a mortgage, debts, college tuition, and more.
Life insurance is not a one-size-fits-all. Build a policy that recognizes your needs and fits your budget. Our policies have coverage up to $2 million and rates can start as low as $10 per month. Once you find your need, a life insurance policy can protect that need and your loved ones.
Our policies do not require medical exams or blood tests, only a few health questions that are answered online. Get $20,000 to $2 million in life insurance protection for term lengths of 10, 15, 20, or 30 years. By applying online, the process that usually takes weeks can be done in minutes.
See your options with personalized coverage to choose from before you apply.
Choose your plan and get coverage by answering a few health questions.
Activate your policy and be protected today!
Most people overestimate the cost of life insurance by 300% or more. However, the cost varies based on your circumstances. The major factors that can determine your premium includes your coverage amount, term length, age, health, and tobacco use.
The sooner you purchase coverage, the sooner your lowest premium is locked in which saves you money on the long term.
Term life insurance uses premiums to cover you for the determined "term" of the policy. The coverage will expire i there is no claim within that time frame. Term life insurance can be a good match for a person seeking affordable coverage to replace lost income during a critical period.
Whole life insurance lasts your entire life time if premiums remain current. Whole life insurance policies also have the potential to accrue cash value, depending on the policy. A whole life insurance premium are typically higher than term premiums for the same coverage amount.
Employer-sponsored policies typically offer coverage that is about 1-2X your annual salary, which is a fraction of what most families need. And if you leave your job, that coverage usually ends. A common rule of thumb is to have 10X your salary in life insurance protection, which is why many people buy individual term policies to supplement their coverage through work.
Your life insurance can help cover some of life's biggest expenses if you pass away while the policy is in force. For instance, policy proceeds are often used for mortgage payments, debts, college tuition, and everyday expenses. Ultimately, it's up to your beneficiaries to decide how to use the payout. Proceeds are paid in a lump sum and are generally tax-free.
Copyright © 2024 Your Life Protection Plan - All Rights Reserved.
Powered by GoDaddy
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.